Transfer tax calculator
Estimate the local transfer tax on a property sale. The rate is set by the LGU — provinces cap at 0.50%; cities and municipalities may charge up to 0.75%. Free, no sign-up.
Your numbers
Charged on the higher of the selling price, the BIR zonal value, or the assessor's fair market value — enter whichever is highest.
The exact rate is in the LGU's local revenue code — this uses the legal maximum for each, so treat it as the ceiling.
The full closing-cost picture
Transfer tax is one of four recurring closing costs: the seller customarily pays the 6% capital gains tax, while the buyer customarily shoulders the documentary stamp tax (1.5%), this transfer tax, and the Registry of Deeds registration fees. Notarial fees are negotiated. Put it all beside your monthly amortization before you commit.
Frequently asked questions
How much is transfer tax in the Philippines?
It is set by the local government: provinces may charge up to 0.50% and cities or municipalities in Metro Manila up to 0.75% of the higher of the selling price, zonal value, or fair market value. The exact rate is in the LGU's local revenue code — ask the treasurer's office.
Who pays the transfer tax?
Customarily the buyer, unless the deed of sale says otherwise. The seller customarily pays the 6% capital gains tax.
When and where do I pay it?
At the city or provincial treasurer's office where the property is located, generally within 60 days of the deed of sale. You'll need the notarized deed, the BIR's Certificate Authorizing Registration (CAR), the tax declaration, and the realty-tax clearance. The Registry of Deeds requires the transfer-tax receipt before it will transfer the title.
Before any money moves, verify
Run the due-diligence checklist and check the project's DHSUD License to Sell — both free, right here.
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